This account is available to consumers throughout the United States and offers an anticipated return that is generated from our portfolio of Shariah-compliant assets, including our Faith-Based Residential, Commercial, Vehicle Finance, and other Faith-Based Portfolios that are originated and/or managed by UIF Corporation.

  • Minimum balance to open an account is $5,000 and a maximum of $2,000,000

  • Jumbo accounts with better-anticipated returns for accounts exceeding $100,000
  • Terms available include 12-, 36-, and 60-month maturities

  • Automatic renewal at the maturity date unless instructed otherwise by the Account Owner

Riba Free

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Open your account today!

UIF Corporation, through University Bank, is pleased to announce a new profit-sharing time deposit account!

Profit-sharing time deposit accounts are available to consumers nationwide with an anticipated return derived from UIF’s Shariah-compliant portfolio of assets, including our Faith-Based Residential, Commercial, Vehicle Finance, and other Faith-Based Portfolios originated and/or managed by UIF Corporation.

Time Deposit Account Features

  • Minimum balance to open an account is $5,000 and a maximum of $2,000,000

  • Jumbo accounts with better anticipated returns for accounts exceeding $100,000

  • Terms available include 12-, 36-, and 60-month maturities

  • Profits are calculated and paid out every quarter

  • Automatic renewal at the maturity date unless instructed otherwise by the Account Owner

Riba Free

Our independent Sharia Supervisory Board has reviewed and approved our program with a fatwa issued based on the Agency Investment model covered in AAOIFI’s standard No. 46.

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